Statistical Analyses on Factors Affecting Retirement Savings Decision in Malaysia
نویسندگان
چکیده
منابع مشابه
Three Essays on Retirement and Savings Behaviour
This dissertation presents three essays on retirement and savings behaviour. It relies on secondary data from British national surveys to empirically address how workers prepare and adapt to the economic circumstances of later life. Chapter 1 analyses the effectiveness of providing workers with the opportunity to join workplace pension schemes to stimulate pension savings. It estimates the pote...
متن کاملTax Policy and Retirement Savings ∗
Governments around the world spend hundreds of billions of dollars subsidizing retirement savings through various tax preferences. This paper reviews the economics literature on retirement savings, with a particular focus on recent advances using behavioral economics and high-quality administrative data. This literature suggests that tax subsidies may not be an effective policy to increase reti...
متن کاملSavings after retirement: A survey;
Retired U.S. households, especially those with high income, decumulate their assets more slowly than implied by the basic life cycle model. The observed patterns of outof-pocket medical expenses, which rise quickly with age and income during retirement, and longevity, which also rises with income, can explain a significant portion of U.S. retirement saving. However, more work is needed to disen...
متن کاملMisunderstanding Savings Growth: Implications for Retirement Savings Behavior
People systematically underestimate exponential growth. This article illustrates this phenomenon, its implications, and some potential interventions in the context of saving for retirement, where savings grow exponentially over long periods of time. Experiment 1 shows that a majority of participants expect savings over 40 years to grow linearly rather than exponentially, leading them to grossly...
متن کاملFactors Affecting Women’s Decision Making
Unplanned pregnancy is one of the most difficult life experiences for young women. Women are often confused and seek help and support. When the problem occurs, a woman has three choices: parenting the baby, planning for adoption, or terminating the pregnancy. Choosing one of these three options is often difficult. This study aimed to identify the factors (variables) influencing women’s decision...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: Mathematics and Statistics
سال: 2021
ISSN: 2332-2071,2332-2144
DOI: 10.13189/ms.2021.090305